Flood Insurance


Yavapai County has several projects underway to update the County’s flood maps, known as Flood Insurance Rate Maps (FIRMs). Map changes result in a better understanding of the risk for property owners, and it can affect flood insurance rates. It is important for property owners to understand their options for flood protection and insurance, particularly with the recent introduction of the National Flood Insurance Program’s (NFIP’s) new rating methodology, known as Risk Rating 2.0.

The following links include the latest insurance and project information. The Flood Hazard Mapper tool is an interactive map that allows property owners to see the current floodplain on their property. By turning on the layer, “Changes Since Last FIRM,” property owners can see if the extent of the high-risk Special Flood Hazard Area on their property will be adjusted. Once the change in flood risk is known, property owners are encouraged to call their insurance agents to find the best flood insurance options for them. Even if there is no change and a home or business remains in the moderate-low risk area (e.g., Zone X), flood insurance is strongly recommended. About 1 out of 3 flood claims in Arizona occur in these moderate-low risk zones.

Current and previous editions of the Flood Insurance Manual

Is your property in a floodplain?